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  • Medicare Part A
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What Is Part A (Hospital Insurance)?

Part A helps cover the following:

  • Inpatient care in hospitals.  This includes critical access hospitals and inpatient rehabilitation facilities
  • Inpatient stays in a skilled nursing facility (not custodial or long-term care)
  • Hospice care services
  • Home health care services
  • Inpatient care in a Religious Nonmedical Health Care Institution (coverage is related to non-medical, non-religious parts of care)

You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working.

[For additional information regarding Medicare Part A consider the following RESOURCES]

If you aren’t eligible for premium-free Part A, you may be able to buy it if you meet one of these conditions:

  • You didn’t work or didn’t pay enough Medicare taxes while you worked and you are age 65 or older
  •  You are disabled and have returned to work

Note: The 2008 Part A premium amount for people who buy Part A is up to $423 each month.

In most cases, if you choose to buy Part A, you must also have or enroll in Part B and pay the monthly Part B premium.

If you have limited income and resources, your state may help you pay for Part A and/or Part B.

 

Cited Source:  The above statements, regulations, policies, procedures, forms, or laws, are cited from "HHS.gov", "MEDICARE.gov", and/or their agencies, departments, or affiliates. Any inaccuracies or misstatements should be brought to our attention immediately via the "Contact Us" link which can be found at the bottom of each page. 

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